Personal Injury Cover for Vacant Land Owners
If someone is injured on your land and you're legally liable, the policy pays the compensation, up to your $5m, $10m or $20m limit.
Example: A walker cuts across your block, trips on an old star picket hidden in long grass and breaks an ankle. They claim you should have cleared the hazard.
What counts as injury: Bodily injury, illness, death, nervous shock and mental injury, as defined in the policy.
Good to know:
- Cover applies to incidents during your policy period, at the land shown on your schedule
- You must take reasonable precautions to prevent injury, and follow council requirements
- Don't admit fault or offer payment. Call us first
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